Favorite (inspirational) quote:

"It's not over when you lose; it's over when you quit" by Coach Mike Krzyzewski
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What does being "financially healthy" mean to you?

Being financially healthy means having stability, security, and the freedom to make choices without being weighed down by financial stress. It’s about having enough to comfortably cover my needs, save for the future, and enjoy life’s experiences without constantly worrying about money. It includes living within my means, managing debt wisely, and building a safety net for unexpected challenges. True financial health isn’t just about wealth—it’s about peace of mind, knowing I’m in control of my finances rather than being controlled by them.
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What motivates you to be financially healthy?

For me, the motivation to be financially healthy comes from a desire for freedom and peace of mind. I remember watching people around me stress over money—not because they were struggling, but because they didn’t have a plan. They made good money but lived paycheck to paycheck, always wondering where it all went.

I didn’t want that for myself. I wanted the ability to say “yes” to opportunities without hesitation, to travel when I felt like it, to invest in things that mattered to me. The idea of being able to make decisions based on what I truly wanted—rather than what my bank account dictated—was a game-changer.

Financial health, to me, is about choice. It means being able to take a career risk without panic, to help a friend in need, or to retire early if I want to. It’s not about how much money I have, but how well I manage it to create a life that feels fulfilling. That’s what keeps me motivated every day.
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What is one of your main financial goals right now, and why?

As a university student, one of my main financial goals right now is to build a solid savings cushion. College life is full of unexpected expenses—textbooks that cost more than expected, last-minute trips, or even just treating myself to something nice once in a while. I don’t want to constantly worry about whether I have enough to cover these things.

Beyond that, I know that life after graduation comes fast. Whether it’s moving to a new city for a job, covering rent before my first paycheck, or starting to pay off student loans, I want to be prepared. Having savings gives me a sense of security and the freedom to make choices without feeling financially stuck.

Right now, I’m making small but intentional efforts—budgeting, cutting back on unnecessary spending, and picking up side gigs when I can. It’s not about saving huge amounts overnight, but about building habits that will set me up for financial independence in the long run.