Everyday money
What you take home, and where it goes.
- Paycheck CalculatorWhat actually lands in your account after federal and state tax, Social Security, Medicare and your own deductions.
- Mexico Paycheck CalculatorYour take-home pay in Mexico after ISR and IMSS. In Spanish.
- Company Benefits GuideHow to read a benefits package: 401(k), health insurance, HSA and FSA, stock options, time off, and what is worth negotiating.
- What's Money CalculatorAdd up the small habitual spending and see what the same money would be worth invested.
- The Minimum Payment TrapHow long paying only the minimum keeps you paying, and what one fixed payment of your own changes.
- Student Loan SimulatorWhat paying a little extra each month does to your payoff date and your interest.
Big purchases
A home or a car, counted all the way through.
- Housing CalculatorWhat a home would cost you each month, and how long the down payment would take at your pace.
- Rent vs. Buy CalculatorPut in a home price and a comparable rent. We count the costs the mortgage payment leaves out and say which leaves you ahead.
- New vs. Used Car CalculatorWhat each car costs over five years: payments, fuel, insurance, upkeep and the value it loses.
Saving and retirement
What the years do with the money you put away.
- Compound Interest CalculatorPut in what you have and what you can add each month, and see what the years do with it.
- Rule of 72 CalculatorDivide 72 by your return and you get the years it takes your money to double. Try it with your numbers.
- Roth IRA CalculatorWhat a Roth IRA would be worth at 65 if you start now, none of it taxed.
- Battle of the IRAsTraditional, Roth or a plain brokerage account. See which leaves you the most after tax.
- FIRE CalculatorHow many years until your investments could cover your spending. Your savings rate decides it.
- Portfolio SimulatorMix stocks and bonds, pick a span of years, and see roughly what it would grow into.
- Inflation Time MachineWhat today's money buys in ten or thirty years, and what a dollar from the past was worth.
Family
Planning for the people who depend on you.
Help right now
When something has gone wrong.
Small business
Starting one, and running it.
Games
Learn by playing a few rounds.
- Table Banking GameRun a year inside a community savings group: chama, tanda, susu, stokvel. Vote on loans, weather an emergency, share out the box. Five languages, your local currency.
- Sports Betting SimulatorPlace bets at the odds a real sportsbook posts and watch what a session does to your balance, your time and your sleep.
Missing something? Tell us what would help. Every tool here started as someone's question.