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Calculator · Rule of 72
Last checked September 2026

How long until your money doubles?

Divide 72 by your yearly return and you get the number of years it takes to double. It's a rough rule you can do in your head, and it's close enough to be useful. Move the slider and notice how much the rate changes the answer.

At 7% a year, $10,000 doubles about every 10.3 years.

How it grows
When it doubles
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The Rule of 72 is an approximation. Estimates for learning, not financial advice. FinMango is a 501(c)(3) nonprofit.