Ambassadors
Northeast Ohio · 2027 interest open

Tear down the barriers.

Build what comes next.

A one-day innovation challenge where high school students build real solutions to the everyday costs that keep families from getting ahead. Bring something to show. Pitch it in 60 seconds. Five teams go on to present to everyone.

60s
Your pitch
At your table, then questions
3
Judges per team
The same panel for everyone in your section
5
Demo Day spots
One from each section of the room
3
Years running
2024, 2025, 2026

Now recruiting for 2027: judges for the morning panels and sponsors for the prize pool. Student applications open once the date is set.

A student beside a poster project on unemployment in the Innovation Gallery at Barrier Breakers 2026
Innovation Gallery, March 2026
The problem

Financial health isn't always about knowing more. It can also be about facing fewer walls.

The barriers are real and specific: transportation that costs more than the job pays, rent that eats 60% of a paycheck, medical debt from a single ER visit. These are problems that take new ideas, not just tighter budgets.

53%
of Americans living paycheck to paycheck
36%
of US households carry medical debt
50%
of renter households are cost-burdened by housing
$33.63
hourly wage needed to afford a modest 2BR rental
How it works

Three steps. No fluff.

Pick a barrier

Transportation, housing, healthcare, financial literacy, or something we haven't thought of. Research why it exists and who it hurts most. There's no track to sign up for.

Build a solution

App prototype, community tool, financial literacy campaign, policy proposal. Use AI tools. Prototype fast. Make it real.

Pitch it

Bring something to show: a poster, a prototype, an app on your laptop, a 3D print. Three judges visit, you pitch for 60 seconds, then take their questions. The top team in each section goes on to Demo Day, so have a five-minute version ready too.

Where to start

Pick a barrier. Any barrier.

These are the ones we see most. Choose one, or bring your own. Every project competes in the same round, so there's nothing to declare.

01
Transportation
Car costs, insurance, and transit gaps blocking stable employment.
02
Housing Affordability
Rent burden, deposits, and credit barriers to stable housing.
03
Healthcare Access
Medical debt and high costs devastating young adults.
04
Literacy & Investment
Limited financial education preventing generational wealth.
05
Your own
Childcare, food insecurity, student debt, wage theft, or a barrier only you've noticed.
The day

One round. Five finalists. Then Demo Day.

Every team goes through the same morning. No separate divisions, no track brackets, no wondering which judges you'll get.

Gallery round

Every team gets a table. Bring whatever shows your work best: a poster, a prototype, a demo on a laptop. The room is split into five sections, each with a panel of three judges. Your panel visits every table in your section: a 60-second pitch, two minutes of questions, then they score and move on.

Finalists named

Each panel sends its top team to Demo Day and names a runner-up for an honorable mention. Five finalists, five honorable mentions, announced before lunch. Nobody knows in advance, so every team should come with a five-minute presentation ready.

Demo Day

The five finalists pitch for five minutes each, with Q&A, in front of the Demo Day panel and every student in the room. The panel is the morning judges who can stay, at least five of them, and it ranks the finalists 1st through 5th. Awards follow.

Why sections? Three judges can give every team real attention in one morning, and everyone you're competing against for a Demo Day spot saw the exact same three people. Sections are mixed by topic and school, so no panel is comparing six projects from one classroom.

Rewards
$20K+ in 2026

The 2027 prize pool will be announced with our sponsors. Here's how it gets split.

Demo Day

Five finalists, one from each section. 5-min pitch + Q&A in front of the Demo Day panel, ranked 1st through 5th.

1st PlaceTeam cashLargest share of the pool
2nd PlaceTeam cash
3rd PlaceTeam cash
4th PlaceTeam cash
5th PlaceTeam cash

Cash is split among team members. Amounts post here once the 2027 sponsor pool is final. In 2026, 1st place took home $7,500 and every finalist left with at least $1,250.

Honorable mentions

Each section's runner-up, named by its judging panel and recognized at the awards.

5 teamsRecognition + prize

Knowledge Track

Optional financial literacy quiz on your phone over lunch. Open to every student in the room.

Top 3 scoresSmall cash prizes
Prepare to win

How you'll be scored.

The schedule, teacher one-pager, and class flyer go up once the 2027 date and campus are set.

How projects are scored

Three questions, 1 to 5 each, from every judge who sees you. Highest panel total in your section goes to Demo Day.
1–5
Do they get the problem?
Who it costs, how much, and why it's stuck. A 5 can name the people and the numbers.
1–5
Would it actually work?
Something on the table, a way it would run, and it reaches the people from question one.
1–5
Could they explain it?
Clear in 60 seconds, honest under questions, and every team member can speak to it. Have five minutes ready in case you're called up.
2026 judges

Who was watching.

The 2027 panel will be announced with the host. We'll need fifteen judges for the morning, three per section, and at least five of them to stay for Demo Day. Interested? Apply to judge. It takes two minutes.

Demo Day judges
Cass Lacey
Cass Lacey
Early Talent Program Mgr
Valmark
Mia Fawls
Mia Fawls
Associate Financial Planner
Valmark
Drew Mallott
Drew Mallott
SVP, Platform Strategy
Bank of America
Peyton Zachrich
Peyton Zachrich
Owner, Evolve Egress
Entrepreneur & Real Estate Investor
Ryan Bayonnet, CFP®
Ryan Bayonnet, CFP®
Founder
Hyland Wealth Management
Ashley Wasielewski
Ashley Wasielewski
VP, Community Relations
Bank of America
Steven Dennis, PhD
Steven Dennis, PhD
Professor of Finance
University Faculty
Poster presentation judges
Davonta Milbry
Davonta Milbry
Outreach Coordinator
Federal Reserve Bank of Cleveland
Bradley Smith
Bradley Smith
University Alumnus
Class of '25
Nick Widmer
Nick Widmer
College Senior
Computer Science
Anthony Dalayanis
Anthony Dalayanis
College Senior
Business
Frank Slemc
Frank Slemc
Retired Finance Professional
Part-time Real Estate Agent
Past champions

They broke through.

'26
2026 Barrier Breakers Demo Day winners holding the FinMango banner in the Grant Atrium
1st
Jonah Kuhar & Jake Pasiak
$7,500 in cash, scholarship & school grant
2nd
Caleb Vales
$4,650 in cash, scholarship & school grant
3rd
John Nguyen & Ryan Howard
$2,750 in cash, scholarship & school grant
4th
Colin Scott, Brady Lane & Tyler Jamison
$1,850 in cash, scholarship & school grant
5th
Gianna Kos & Sofia Mendez
$1,250 in cash, scholarship & school grant
'25
2025 Barrier Breakers winners
1st
Dylan Quinones
Polaris Career Center
2nd
Rogan Allen
Stow-Munroe Falls High
3rd
Katherine Rosner
Chagrin Falls High School
'24
2024 Barrier Breakers winners
1st
Brianna Johnson
Stow-Munroe Falls High
2nd
Samuel Denys
Westlake High School
3rd
Cullen Rooney
Normandy High School
Sponsor 2027

Put your name on the next generation of problem-solvers.

Barrier Breakers runs on sponsors. Every dollar goes to the day itself: the prize pool and a room full of Northeast Ohio students pitching real ideas to real professionals.

2027 host

Our next university partner: coming soon.

FinMango is selecting a new university host for Barrier Breakers 2027. Universities interested in bringing the challenge to their campus can reach us at [email protected].

FinMango
2027 interest open

Ready to break some barriers?

The 2026 competition has wrapped and the 2027 format is set. Send us a note and we'll tell you the moment the date, host, and applications are announced.